Welcome to AR Bhalli Services

These Terms & Conditions govern your use of the services provided by AR Bhalli Services ("we," "us," or "our"), an insurance intermediary connecting clients with trusted insurance providers for appointment scheduling and consultation. By accessing or using our website (arbhalli.services) or services, you agree to be bound by these terms. Please read them carefully.

1. Acceptance of Terms

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions, our Privacy Policy, and any additional guidelines or rules applicable to specific services.

2. Services Provided

We facilitate connections between clients and insurance providers for various coverage types, including life, health, home, vehicle, business, and property insurance. We schedule appointments and provide consultation support but do not underwrite or sell insurance policies directly.

• Appointments are scheduled based on availability and client preferences.
• We act as an intermediary and are not liable for the insurance products or services provided by third-party insurers.

3. User Responsibilities

You agree to provide accurate and complete information when requesting services or scheduling appointments. Misrepresentation may result in the cancellation of your request.

4. Limitations of Liability

AR Bhalli Services is not responsible for any delays, errors, or issues arising from third-party insurers or their services. Our liability is limited to the facilitation of appointments and consultations.

5. Privacy and Data

We collect and use your personal information to facilitate appointments and improve our services. Please refer to our Privacy Policy for details on how we handle your data.

6. Termination

We reserve the right to terminate or suspend your access to our services at our discretion if you violate these terms or engage in fraudulent activity.

7. Governing Law

These Terms & Conditions are governed by the laws of the State of California. Any disputes will be resolved in the courts of Los Angeles, California.

8. Changes to Terms

We may update these terms periodically. Continued use of our services after changes constitutes acceptance of the new terms.

For questions or concerns, contact us at info@arbhalli.services or +1 323-372-7322.